TrackyAI: AI-Powered Expense Tracker Design

Type: AI-Powered Expense Tracker with Web3 Integration Role: Product Designer (UI/UX) Tools Used: Figma, Notion, WalletConnect, Web3 APIs (planned), AI Integration (conceptual) Status: Design Complete — Development Phase Upcoming Duration: 2 Months (Research & Design Phase)

In the fast-moving world of crypto, I noticed a repeated complaint among both seasoned and newbie Web3 users: “I have no idea where my money is going.”

As someone deeply immersed in both product design and the Web3 ecosystem, I’ve seen the pain of jumping between wallets, spreadsheets, and scattered apps just to understand your financial health. Most budgeting tools were either:

Too Web2 (no crypto support), or

Too Web3-native (overwhelming and intimidating).

So I asked myself: “What if we could simplify budgeting with AI... and still make it Web3-ready?” That question birthed TrackyAI — a smart, intuitive expense tracker that doesn’t just monitor your finances, but actively helps you make better decisions across both fiat and crypto.

TrackyAI is more than a tracker — it’s a financial co-pilot. It helps users:

Track and categorize expenses from banks and wallets in one place

Use AI to identify wasteful spending, make savings suggestions, and optimize crypto holdings

Swap fiat ↔ crypto without leaving the app

Build budgeting habits with a reward system that nudges users toward consistency

Whether you’re a crypto native trying to survive market volatility or a beginner navigating your first stablecoin purchase, TrackyAI is built to guide you.

Bridge the gap between traditional finance and decentralized tools

Empower users to automate savings, get smarter insights, and move money fluidly

Make advanced tools (AI, on-chain data, swaps) feel simple and human

Ensure the design works seamlessly across desktop and mobile

Gamify budgeting through streaks, savings goals, and DeFi rewards

1. Research & Discovery

Conducted informal interviews with 15+ users across the Web3 and fintech spectrum

Validated key pain points: no unified tracking, fear of volatility, lack of savings discipline

Analyzed existing tools like Mint, Zapper, CoinStats, Gnosis Safe for UX and feature gaps

Defined user personas:

2. Product Architecture & AI Ideation

Mapped out the entire experience: onboarding, account linking, budgeting, AI suggestions, and swaps

Designed conceptual AI features like:

Proposed goal-based budgeting with AI guidance: “Save 20% this month? Here's how.”

Added wallet abstraction to make onboarding easier without requiring seed phrases up front

3. UI/UX Design in Figma

Built a clean, modern, and modular UI with these key screens:

✅ Dashboard – Snapshot of crypto + fiat activity, balances, and AI-driven alerts

🧠 Insights Page – AI-generated insights based on behavior: overspending alerts, savings recommendations

💸 Transactions – Categorized by wallet, chain, and type (DeFi, stablecoin, NFT, etc.)

🎯 Goal Tracker – Set monthly or quarterly savings targets, visualized with progress bars

🔄 Swap Interface – Swap between fiat, stablecoins, and native tokens (with AI rate predictions)

🏆 Rewards Center – Track your consistency, unlock perks, and earn streak-based rewards

4. Design System & Dev Handoff

Created reusable components in Figma with auto layout and tokenized styles

Documented full interaction flows and design rationale in Notion

Outlined ideal tech stack for development:

Completed a full UI/UX design system, ready for handoff

Early users in the Web3 space called it “a game-changer” and “what budgeting should look like in 2025”

Currently assembling a dev team for MVP development

Selected for design showcase on your portfolio

TrackyAI isn’t just a tool — it’s a movement. It represents a new era of smart, integrated finance — where AI and crypto don’t just co-exist, but work together to help you grow.

Whether you’re a DAO contributor juggling multiple wallets, or a student managing your first paycheck, TrackyAI was designed to meet you where you are — and guide you to where you want to be.