Optimizing Digital Payments & Virtual Card Features for Moss

Increase user adoption through the integration of Apple Pay and the use of virtual cards.

This initiative added value to users by enabling seamless company expense payments via their phones. Additionally, it supported the successful launch of the Moss app in Germany. Integrating advanced virtual card functionalities and improving financial accessibility will enhance Moss’s digital payment ecosystem.

Moss is an expense management company that provides employees with virtual and physical company cards. The platform requires a robust virtual card infrastructure to improve user adoption, financial flexibility, and transaction security. However, the lack of comprehensive budget management features hinders user efficiency and security.

Mobile Payment Integration: Implemented Apple Pay integration within the Moss mobile app to enable seamless digital transactions.

Virtual Card Enhancements: Implemented single-use and team-based virtual cards to provide controlled, secure financial transactions.

Security & Compliance: Ensured provisioning and tokenization for enhanced fraud prevention.

Enabled Apple Pay support within the Moss mobile app.

Developed seamless provisioning workflows for secure card enrollment.

Ensured compliance with mobile payment security standards to enhance transaction safety.

Rolled out single-use virtual cards for improved transaction security.

Developed team-based virtual card functionality to enhance expense management.

Enabled real-time transaction tracking for user transparency and control.

Improved unique user penetration by 5% through virtual card adoption and mobile payment integration.

Increased user adoption of virtual card features.

Enhanced financial accessibility by offering streamlined digital payment options.

Strengthened Moss’s market position as a leader in digital finance solutions.

AWS, Google Pay API, Apple Pay API, Go, Python, MySQL, SQL, AngularJS, jQuery

Development Approach: Agile development, secure payment integration, and tokenization.

Security Compliance: Adherence to PCI DSS standards and encrypted transaction processing.

This initiative successfully positioned Moss as a forward-thinking FinTech leader, ensuring seamless, secure, and accessible digital payment solutions for businesses and users.