Halal Wealth | Ethical Fintech Web App and Admin Dashboard

This case study shows how I designed and managed Halal Wealth, a platform where people save, invest and buy assets in instalments in line with Islamic finance principles. I designed the whole product: onboarding and identity verification, faith-based savings plans, Sukuk and halal investments, asset financing, bill payments, and the admin dashboard the team uses to run it all. I also managed delivery, running standups and tracking design and development in Asana.

Context Client: Halal Wealth, an ethical fintech platform in Nigeria. Year: 2025. Many people want their savings and investments to match their faith, and most finance apps are built around interest. Halal Wealth brings three interest-free products into one place: savings, investment and asset financing. My role was product designer and product manager: I designed every screen and kept design and development moving together.

The challenge Three products, each with its own rules, had to feel like one simple app.People needed to understand an investment before committing money to it.Identity checks (BVN and NIN) are required, but they couldn't become a wall at sign-up.The operations team needed control over users, KYC, plans, assets and admin access.

What I designed Three products, Save, Invest and Finance, plus the admin dashboard that runs them. Around them sit sign-up and KYC, wallet funding and withdrawal, bill payments, notifications and settings: more than 150 screens in total.

Key design decisionsVerify later, not first. BVN verification can be skipped and finished later, so new users can look around before handing over identity details.Three balances side by side. Wallet, savings and investments each have their own card and their own next action.Savings built around life goals. Hajj and Umrah, Nikkah, Aqeeqah and Eid plans sit next to custom and flexible plans, because people save for moments, not for "a plan".The same short questions for every plan: what for, how much, how often and until when.Returns before commitment. Every investment shows its estimated returns range before anyone invests.An honest "not yet". When someone isn't eligible for financing, the app says so and explains how to unlock it.

Onboarding and KYC Sign-up asks only for an email address and phone number, with a clear note that the data stays private. BVN verification follows, with a USSD shortcut for people who don't know their BVN and an option to skip for later. NIN and government-ID upload are designed for when people are ready.

Customer dashboard Everything important sits on one screen: the three balances, quick bill payments (airtime and data, cable TV, internet and electricity), a way into asset financing, the top investments of the day with their estimated returns, and savings goals to start.

Savings Existing plans sit at the top, and new plans are grouped by goal. Each plan asks the same four questions, then shows a review screen with the summary, the withdrawal rules and the wallet balance before anything is saved. Nobody should find out the rules after their money is locked in.

Asset financing People browse items with the price and down payment shown upfront, choose a repayment plan, or request a custom asset that isn't listed. Edge cases and hidden states

Screens are only half the product. I also designed what happens around them:

The "not eligible yet" message, which explains how to unlock financing instead of failing silently.

Empty states for new users with no transactions or savings yet. Confirmation screens after creating a plan, funding the wallet or withdrawing.

PIN entry and change, password change, and session-expired login.Next-of-kin, bank-account and ID-upload flows in settings.

Admin dashboard The team sees totals and trends across savings, investments and asset financing, then manages the work behind them: users and KYC review, savings and investment plans, assets and financing requests, transactions, and admin roles and permissions.

Marketing website I also designed the Halal Wealth marketing website. The hero states the promise in one line: save, invest and finance responsibly. Each product then gets its own section with a real screen from the app: ethical investments, savings and asset financing. A closing section explains why Halal Wealth is different, before the FAQ and sign-up.

Scope of work Names, balances and amounts on these screens are sample content.More than 150 screens across the customer app and the admin dashboard.Onboarding and KYC, wallet funding and withdrawal, savings, investments, asset financing, bill payments, notifications, settings and admin roles.Delivery management: standups and task tracking in Asana. Closing Building a fintech product with more than one moving part? Message me or book a free 20-minute product strategy call through my profile. I'll review your request and come back with a plan, timeline and estimate.