Budgeting & Saving App

Priyanka Patel

Budgeting & Saving App

Who is FutureSafe?

FutureSafe is a mobile app and responsive website designed to help young adults develop better financial habits by tracking expenses, managing budgets, and setting savings goals. The platform provides a real-world approach to financial management, empowering users to make informed financial decisions.

My Contribution:

I did the end-to-end design process, conducting user research to understand financial challenges faced by young adults. Based on insights, I created wireframes, interactive prototypes, and iterated designs through usability studies. Prioritizing accessibility and intuitive user flows, I designed a seamless experience to help users track expenses, manage budgets, and achieve their savings goals.

PROBLEM

Many young adults, especially college students, struggle with managing their finances. A lack of real-world financial education often leads to poor budgeting and excessive spending, leaving them financially vulnerable. Traditional financial management is taught theoretically, but there is a gap in practical, hands-on budgeting tools tailored for young adults.

SOLUTION

To design an intuitive app that encourages users to track their spending, manage expenses, set savings goals, and consistently deposit money to achieve financial stability.

Understanding the user

I conducted interviews and created empathy maps to understand user needs and behaviors. I found that many young adults want to track expenses and save for future goals but struggle with existing budgeting apps.
Most apps cater to financially disciplined users and feel overwhelming with too many features. For those new to managing finances, starting to save without guidance can be challenging. They need a simple, intuitive solution with helpful reminders to build financial habits. This research uncovered key pain points:
Lack of guidance: There is no proper guidance for the person who don’t have experience in finance management
Irrelevant information: Too much information before users can get access to the piece of data they want,it’s tiring
Not for young adults: Most apps are made for people who have already disciplined themselves about their own money
User Persona
User Persona

Usability Testing

I conducted a usability studies. Findings from the first study helped guide the designs from wireframes to mockups.
Expenditure Overview: Users need a way to view both weekly and monthly expenditure status for better financial tracking.
Accessible Data Representation: Provide an alternative chart representation that isn’t solely dependent on color codes for better accessibility.
Flexible Budget Management: Users want the ability to add budget categories anytime for a more convenient and personalized experience.
Affinity Diagram
Affinity Diagram

Mockups

Refining wireframes into high-fidelity mockups, I enhanced the visual hierarchy and usability. The final design ensures a seamless, engaging experience for young adults managing their finances.

IMPACT

85% Task Success Rate: Usability testing showed users could easily complete core tasks like adding budgets, setting savings goals, and tracking expenses—highlighting the app’s intuitive design for beginners.
50% Faster Onboarding Time: Simplified sign-up flow and beginner-friendly walkthrough reduced user onboarding time by half, making it easier for new users to get started.
100% Accessibility Compliance in Charts: The app successfully provided alternative, color-agnostic data representations, ensuring inclusivity for users with visual impairments.
Validated Through User Insights: Feedback from usability studies led to iterative improvements in data representation, navigation flow, and personalized budget management—enhancing user satisfaction and retention potential.
Prototype
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Posted Jun 4, 2025

Designed a finance app for young adults, creating research-based, accessible user flows and prototypes to support better budgeting and savings habits.

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