As a product manager on the Payments team at Google, I owned the front- and backend of the checkout process across all consumer products at Google. This included Google Play, Stadia, as well as YouTube, among others. Google Payments acts as a platform - when the user decides to make a purchase, they are passed off to the checkout flow, which the Payments team owns. We complete billing, risk checks, any compliance requirements, send a receipt, and then hand the user back to where they came from - all without the user knowing they left. This is a unified experience across Google products, which provides a lot of benefits to the user (like not having to re-enter your credit number!), but also of challenges as a platform (such as how to create a seamless user experience across the checkout process for *all* the different brands).