Orbit: Spending, Cards & Credit for Pakistani Founders

Founders and small teams in Pakistan pay for global software, cloud and ads in USD, but rely on personal cards, blocked payments and spreadsheets. Spend is invisible, limits are hard to control and month-end is a mess.

Orbit Business is a fintech workspace for business spending, team cards and one clear bill, live at orbitpay.biz behind approved access. I own the product, from research hypotheses and partner mapping to UX and a working build made with AI coding tools.

Home and card: available credit, pending holds and the next payment at a glance, plus a virtual business card with freeze and monthly limits.

Billing: monthly USD statements repaid in PKR with a clearly quoted amount. FX risk is shown, never hidden.

Founder finance: upload bank statements, let AI sort every line, and see profit, cash and runway in plain English.

Operations console: simulated authorise, capture, settle in USDC, PKR collection, conversion and replenishment, with live reconciliation.

Treasury lab: a Base Sepolia testnet treasury with 2-of-3 Safe approvals, and a built-in guide explaining every step.

I wrote the pitch around what still needs evidence (USD-borrow and PKR-repay demand, a licensed issuer, cost of capital, fraud) and mapped each regulated function to the partner it needs. Every simulated balance is labelled, so stakeholders always know what is real.