Micro-Investment Wheel – A Fun Spin on Wealth Creation

Imagine you’re a young professional grabbing a $4.27 coffee on your way to work. That $0.73 in spare change? It’s just sitting in your account, doing nothing. For millennials and Gen Z, investing often feels like a distant, intimidating dream—too complex, boring, or untrustworthy. But what if those pennies could grow into something bigger, in a way that’s fun and effortless?

That’s the challenge I tackled with this feature of a fintech app for young savers. My mission was to design a feature that turns spare change into micro-investments, making wealth creation exciting, simple, and trustworthy for this audience.

I created the Micro-Investment Wheel, a playful bottom sheet that transforms spare change into a game of wealth-building. Picture this: you tap “Spin with $0.73,” and a colorful wheel whirls, landing on investments like Crypto or Tech Stocks—it feels like a mini-adventure every time.

But I didn’t stop there. I wanted users to feel in control. The Custom Spin tray lets them choose bigger amounts ($0.01–$10.00) with a sleek number pad, perfect for those who want to up the stakes.

Transparency was key. The expandable transaction drawer reveals their history (“$0.73 in Crypto”) and a portfolio snapshot (30% Crypto, 25% Savings), so users always know where their money’s going.

And for hesitant users? A “How Spinning Works” modal breaks it down in three steps—Round Up, Spin, Grow—making the process crystal clear and inviting.

With the Micro-Investment Wheel, young users turn spare change into wealth while having fun. The gamified wheel makes investing a joy, transparency builds trust, and simple design lowers barriers. For this product, this means more spins, higher engagement, and better retention—turning small cents into big wins for both users and the business.

Gamification makes investing approachable and fun.

Transparency builds trust with clear history and portfolios.

Simple design empowers young users to grow wealth.

Ready to design a fintech feature that inspires and engages? Let’s connect!