Still BROKE in your 20’s? Here's why

90% of people in their 20s make the same mistakes, leaving their pockets with nothing but old receipts and their phones with messages based on debt they haven't paid off for God knows how long.

Don’t worry, I've been there too. The feeling of shame that you're still not able to put your parents into retirement, or that you can't afford some date nights with your girlfriend, or that you still can't buy that Mercedez you saw last week. It all comes down to the same mistakes I made and you're still making.

One thing you should keep in mind is that being broke is temporary, but Poverty is a mindset!! Meaning there's more than enough reason for you to still be as wealthy as humanly possible. With that being said, we've got the right tools to help you acquire that. But first, here are the 5 reasons why you're still broke in your 20s .

Most of you behave like little children when it comes to spending. And honestly, it's disappointing.You aimlessly go ahead and buy products/services that don't fulfil your needs before your wants. From the latest nike sneakers, to the latest iphone, you easily get blown away. Unplanned purchases will blow your money off faster than you can even notice. 

This one is a common one. And it's undeniable too. Everyone desires to have a wealthy lifestyle. That is, going on vacations from country to country, owning the best luxurious cars this world has to offer, eating the tastiest food , and of course being recognised by people of the same calibre. And the best place where all this is exposed or published, is social media itself(mostly instagram in particular). We all want to add to our highlights and impress our friends,or post ourselves showcasing “soft life”. Don't get me wrong it's not bad to do all these things, but if the desire to do all this is built from envying the people who show up on our feeds, then you're destined to be like them. And that means spending to impress, not to benefit yourself. Which will also prevent you from acquiring the wealth you want.

This one is a no brainer. Getting loans or borrowing money is one thing. But if you're asking for an amount that you know you can't pay back, you're just simply setting yourself up for debt you wish you never asked for. Especially if you make it a habit, or if you do this with multiple people or companies. And sooner or later you'll be put in so much pressure to the point where your creditor might use extreme means of getting their money back, like reporting you to the police(in a case where you delay to pay them back).

We hear this time and time again, your environment shapes your thoughts, your thoughts shape your actions, and your actions shape your reality. If you are surrounded by people who only encourage you to spend your money with no direction, or people who dont encourage you to build more income streams, or people who don't have the same vision as you financially, then you can't find wealth in such an environment. Remember, your network is your net worth. 

Most people don't take time to gain some knowledge on personal finance. Hence the poor saving plans, the poor investments, the poor handling of money in general. You need to know the best investments you can make, the best type of bank accounts you can open, the best ways you can make your budgets, the ways you can plan for retirement. At least, every person should have some degree of knowledge of personal finance for the better. People who lack knowledge in personal finance dont really know how to handle their money, which leaves them bankrupt overtime!

NOW THAT YOU'RE AWARE….  It's time to make a change. You've been called  “brokees” for too long and I know you're all fed up! It's time to start building the lifestyle You've always wanted. The debt free life, the travelling to oversea resorts, the power to purchase anything you want, the attention people give to the Ferraris on the road, the respect they give people like Jeff Bezos, and the titles that people give you for all this!

You will learn everything you need to know about personal finance and the secrets to money that we've gathered from the elite over the years.

You will also be exposed to more helpful information like what you've just received today.