Stack All Your Cards And Pay With One

Argjent Ramiqi

UX Researcher
UX Designer
Product Designer
Figma
Google Docs
Notion

Project Overview:

Managing multiple bank cards can be overwhelming. This project introduces a streamlined solution—stack all your cards into one virtual wallet, making payments simple and hassle-free.

Problem Statement:

Consumers juggle multiple cards, leading to confusion at checkout. A unified virtual card simplifies this process, allowing users to manage all their cards in one place.

User Persona:

Olivia, a frequent traveler, wants easy access to multiple currency accounts.
Ethan, a professional who switches between personal and business cards.

Research & Competitive Analysis:

Analysis of the payment market showed an increased demand for simplified card management solutions. However, current platforms suffer from complicated user interfaces and a lack of seamless integration with banking apps.

Solution:

This project introduces a virtual card that stacks all physical and digital cards.
Users can:
Switch between cards instantly.
Set a preferred payment method.
Get insights into their spending habits.
Enjoy advanced security through tokenized payments.

Objectives & Goals:

Unified Card Experience: Consolidate all bank cards into one virtual "Master Card" within the app.
Universal Payment Gateway: Facilitate convenient and secure payments at any merchant, online or in-store, regardless of the original issuing bank.
Real-time Spending Insights: Provide instant transaction updates and clear spending categorization across all linked cards.
Robust Security: Implement multi-factor authentication and advanced encryption to ensure user data and transactions remain secure.

Tools Used 🛠️

Figma

Project Roles:

Argjent Ramiqi - UI/UX generalist for this project, I was responsible for both strategic and visual appearances.

Industry:

Finance

Scope of Work & Timeline:

Research, Ideation, Wireframing, Prototyping, Testing: 2 Weeks

Design Process:

Understand:

Understand the app features.
Look for inspiration.
Learn about improving the app.
Define the main problem we want to solve.

Sketch:

Brainstorm ideas
Draw quick sketches of possible designs.

Decide:

Choose the best design ideas.
Decide core features

Validate & Prototype in progress.

Test the app and get feedback.
Improve the web based on feedback.
Create a simple prototype of the web.
Show functions through interactive elements.

Screens:

Conclusion:

This "One Card to Rule Them All" concept has the potential to reshape the way we pay. By simplifying card management, enhancing financial insights, and offering personalized recommendations, this app can empower users to make informed financial decisions, simplify everyday transactions, and ultimately achieve greater financial control.
Partner With Argjent
View Services

More Projects by Argjent