Simple Pay was envisioned as a direct merchant payment platform to cut down transaction fees and improve trust between customers and businesses. The goal was to streamline the checkout process while maintaining enterprise-grade security and compliance. In under six months, neWwave delivered a sleek, compliant, and scalable platform with both consumer-facing and merchant-focused tools.
Functionality
Direct Payments: Connects bank accounts to merchants without intermediaries.
Secure Authentication: OAuth2 + JWT for user and merchant verification.
Analytics Dashboard: Merchants can track revenue, customer behavior, and payment health.
Fraud Protection: PCI-DSS compliance and secure flows to protect users.
Seamless Checkout: Optimized to reduce drop-offs and improve customer satisfaction.
Tool Uses
FlutterFlow & Flutter for frontend development.
Node.js for backend logic and integration.
Firebase for crash monitoring, authentication, and analytics.
Plaid & Stripe APIs for banking and payments.
Mixpanel for deep performance and behavioral analytics.
Developed advanced features for SimplePay's Checkout system and mobile app, integrating payment platforms like Plaid and Stripe. Currently used by Pluto Pillow.