Expanding FX & New Payment Rails Infrastructure at Intergiro

FX & New Payment Rails

Expanding Global Transactions & Payment Infrastructure at Intergiro Client: Intergiro

Currency & FX in Business accounts

Enhance FX and payment rail systems to expand global transactions, improve efficiency, and integrate new financial infrastructures within Intergiro.

Intergiro needed a scalable system to optimize FX conversions, streamline SEPA direct debits, and support high-volume global payments efficiently. The existing architecture embedded business logic in the platform, limiting departmental control over client journeys. Additionally, delays in reconciliation, transaction mismatches, and liquidity inefficiencies required a robust solution.

Enabled seamless FX conversion from EUR to SEPA accounts.

Expanded global payment capabilities for faster transactions.

Automated SEPA direct debit (SEPA DD) processing.

Integrated the RIX settlement system for liquidity management.

1. FX Optimization & SEPA Routing

Enabled efficient EUR to SEPA transactions.

Improved international payment processing with seamless routing.

Automated FX conversions to enhance cost efficiency.

2. Global Payment Expansion

Reduced delays in cross-border transactions by integrating new payment rails.

Expanded international coverage for faster and secure payments.

Enhanced outgoing transactions on behalf of clients for e-money and real fund transfers.

3. SEPA Direct Debit & RIX Settlement

Automated SEPA DD for recurring payments and improved reconciliation.

Integrated RIX for real-time settlements and liquidity control.

Faster transaction processing and FX efficiency.

Expanded global payment capabilities for seamless international operations.

Increased automation in SEPA DD transactions, reducing manual errors.

Improved reconciliation and financial transparency across payment operations.

Technologies: Python, SQL, AWS, SEPA, SWIFT, RIX settlement system.

Methodologies: Agile development, FX risk management, cross-border payment automation.

Automation: AI-powered FX conversion, automated SEPA DD processing, real-time settlement tracking.

Security: AML compliance, GDPR-compliant transaction processing, encrypted payment infrastructure.

This project enhances Intergiro’s FX and payment infrastructure, ensuring faster, more efficient, and compliant global transactions.