Most people don’t overspend, they lose visibility.
I’ve seen this repeatedly while building financial tracker dashboards.
When scattered transactions are visualized, patterns show up fast: where money comes in, where it quietly leaks, and what actually influences decisions.
Most SaaS AI platforms aren’t "intelligent" by default.
They’re pipelines.
User input is validated, enriched with context, passed through models, and then routed back through business rules before anything reaches production data.