Priyanka Ganguly
Bookkeeper for Real Estate & Ecommerce | QuickBooks & Xero
Two important tax deadlines are coming up — and this is exactly why clean, up-to-date books matter.
📌 September 15th
1️⃣ S-Corporation & Partnership Returns
If your S-Corp or Partnership filed for an extension, this is the filing deadline.
2️⃣ Q3 Estimated Tax Payments
Business...
📊 Completed an IFRS 9 Financial Instruments Model in Excel
One of the biggest challenges I faced was building the Stage 1, Stage 2 & Stage 3 classification logic correctly.
A small error in SICR, days-past-due, or credit-risk conditions could change an exposure from 12-month ECL...
AI recently gave me an incomplete answer to a tax question.
And I still use AI almost every day.
A client came to me with a question that looked simple on the surface.
But underneath it were several different tax issues.
I used an AI research tool to help me work through it.
The...
If you buy a $350,000 house with a $5,000 down payment, your mortgage is $345,000
At a 30-year term and a 5.75% rate, you'll pay $379,797 in interest alone.
That's a total of $724,797 in payback.
Below are simple ways to avoid paying so much interest:
Don’t rush to buy an investment property.
Unless you have:
20%+ down payment.
6–12 months of expenses saved.
No high-interest consumer debt.
Stable cash flow.
Positive rental income after expenses.
Otherwise, wait.
Keep saving.
Keep investing.
Build your cash reserves.
Watch the...