/ByNow is a B2B Buy Now, Pay Later (BNPL) platform that helps businesses sell more by offering flexible payment terms to their customers while still getting paid instantly. Sellers receive full payment within 24 hours, buyers enjoy 30–90+ day payment schedules, and ByNow takes on all the credit risk and collections. With instant AI-powered approvals, easy API integration, and zero risk for sellers, ByNow makes B2B transactions faster, safer, and more profitable.