As digital payments continue gaining momentum worldwide, upholding strong security standards has become non-negotiable. Industry giants recognize this imperative obligation; thus far, they have made substantial investments in advanced technologies such as biometric authentication and tokenization for heightened protection against malicious intrusions aimed at stealing confidential financial data. Consequently, these modern techniques improve overall security levels by minimizing fraud risks and unapproved access attempts during e-payment transactions while inspiring trust amongst consumers looking to make their purchases through electronic means securely.