"So, I picked it up," Meltzer remembers. "She had broken both hips badly and really needed some long-term help. But within a month of working on it, we were able to get the policy limits from the person who hit her." In the end, the strategy worked, and she won a sizeable payout, which she desperately needed. "It was one of those things where she was passed over for a couple of years. But our firm was able to get her a check for six figures. We took a shot and dunked it."