Create a hand-drawn style illustration of [FINANCIAL CONCEPT] in a warm, approachable fintech design aesthetic. The illustration should feature [specific elements] rendered in a sketchy, organic line style with natural variation. Use a color palette of [relevant colors from: gold, purple, green, red] against a warm beige background (#F5F5DC). The style should feel like a professional hand-drawn sketch with soft shadows and dimensional depth. Elements should include [specific financial objects/symbols] with clear visual hierarchy. The overall mood is trustworthy and accessible, making complex financial concepts feel approachable. Square aspect ratio 1:1. The texture should have organic line variation typical of traditional illustration while maintaining clarity for digital interface use.