WakaBanki is an app for loans and savings. You can borrow money and choose how long you need to pay it back, save money together with friends for a shared goal, and take your money out whenever you want. Building this app was tricky because I had to make it really flexible for different needs, while also making sure it's secure and checking if people can get a loan based on things like their credit score.

After creating an account, users are prompted to set up a passcode for easy login and secure fund withdrawals.

Users are asked to provide their BVN for verification purposes and to retrieve additional personal information, including their full name, phone number, and address for KYC purposes.

This screen displays essential information, such as the available balance, and includes quick action buttons for commonly performed tasks like making contributions, requesting loans, and viewing active lending. Additionally, users can complete their KYC process if they skipped it during onboarding.

This screen allows users to choose between peer lending and micro-lending options. It also provides detailed information about each option to help them make an informed decision.

For first-time users, an empty screen is displayed with a clear call-to-action button encouraging them to apply for a loan.