Copywriting Portfolio 2

A broker is a person who sets out a commission or a transaction between the seller and the buyer. They can also act as a seller or buyer depending on the situation of the transaction. They can also be called the “middle man” or the connection between two people. There are different types of brokers as well; brokers in insurance, real estate, vehicle sales, and much more. This article will be focusing on online brokers. An online broker provides trades for their clients using a digital platform. In addition, online brokers transact, facilitate, and invest most of the purchases online in accordance to their client.  Another thing about online brokers is that they allow companies to have small investments to trade for a small amount.

There are some considerations to be met in order to find the right online broker. If you choose the wrong online broker, there is a chance that you may lose the purchases you are trying to invest or even encounter dishonest brokers that can create disputes between the two of you.  These are some signs that you have the wrong online broker: first, you do not have full support from your online broker because it is the job for the online broker to gather the information, investment and financial needs of the buyer. If the trust is not visible between the broker and the buyer, then it is a big possibility that you are using the wrong online broker. Next, if you seem to feel like you’re paying so many fees, then the online broker is being dishonest and try to milk more money from you by asking for unnecessary fees. Also, if you’re broker looks like they are handling everything and do not inform you about any updates and you feel like you cannot manage your investments, it is probably good to let go of that broker. Lastly, if your online broker fails to deliver the said investments and stocks, it is never too late to find a different one.

Now, how can a buyer find the right and best online broker?  There are eight key components and considerations in making sure that your needs are met. First you have to know your needs. The buyer has to think about the importance of trading before going in to find online brokers. You have to collect the resources you need such as basic educational resources, able to practice trades, and have a support staff so that once you release real money into your investment, you and your broker will know what to do.

Second is that you have to narrow the field.  Once you have recognized your needs, you have to narrow the choices in picking an online broker. It is evident that there is a wide range of online brokers so it is important to find the right one out of thousands of online brokers in the digital platform.  The first thing to distinguish if the online broker is part of Securities Investor Protection Corporation (SIPC) and Financial Industry Regulatory Authority (FINRA) so it proves their credibility as an online broker. Another thing is if they are covered by the Federal Deposit Insurance Corporation (FDIC) and find out what kind of insurance they provide for you. This way you will know which online broker is right for you and good for you.

Third, you have to figure out the fees. Try to analyze if the fees being charged are not too pricey or too cheap. Another thing is that the fees may not be compatible with your investments so it is better to compromise the fees required for each need. Remember, there are different commission rates in different securities if you plan to trade more on stocks.

Fourth is testing the broker’s platform. While it is necessary for a broker to know the resources needed in the investment, it is best to find quality in the broker’s trading platform. The brokerage has a web-based platform that one can access for free in order to seek the broker’s platform features.

Fifth is to identify how well the broker educates its clients. The trading platform can be complicated especially to start-up investors and beginner clients. It is advisable for the broker to be articulate and eloquent when teaching about trading and investments. A broker can provide educational needs through videos, forums, podcasts, and articles about the trading platform. These also include resources for beginners such as how-to videos and articles, fundamental analysis, and many more resources.

Sixth is to ease in depositing and withdrawing funds. You have to be wise when depositing and withdrawing the funds for these resources because there can be instances when your plan of investment will not come through and the excessive amount of funds withdrawn can be a problem as well as depositing it.

Seventh is customer service of the brokerage. Make sure that you have a good support system especially for beginner investors. This ensures that you can get all the information and help that you need.

Lastly, get going and do the next right steps. Now that everything is set and everything is right. You still need to be successful in your investments to get a good first trade and so on. Another thing, if you want you trading to be long-term for your retirement funds, make sure to invest on these successful resources carefully and mindfully so the trading process will continue and flourish. Although some mistakes and errors are inevitable, it is important to remember that if you keep going and keep investing, it can come back to being successful.

The trading platform requires you to be careful in stocks and collecting resources so it is highly required to find the right online broker to guide you in buying or selling the purchases. The online broker should be someone you can trust and be comfortable around because both of you will profit something from it.

There are severe consequences when one is convicted or accused of a criminal act. A huge part of this would be finding a criminal defense attorney. Not only do you fall into this difficult and stressful situation but searching for a good criminal defense lawyer is high-priced and costly.

You must consult a criminal defense attorney first if you have been under arrest or under suspicion. These types of attorneys will direct your way to be released from this criminal act. The criminal procedure starts with searching for a defense attorney then you will be given a chance to post bail and will be given a chance to know the criminal charges you may or may not have committed. After posting bail, you will have an arraignment wherein you will be entering your plea as a preliminary hearing will begin and it will be determined whether you are being charged with a criminal case and if you have enough evidence to prove that you did not commit these charges.

The attorney’s fees include the following: the attorney’s skill, experience, how severe the offense is, complexity of the legal issues in the case, the time spent by the attorney working on the case, the delegation of tasks to law clerks, and whether if the case goes to trial (which requires court appearances), and if the attorney charges a flat fee or by the hour. A flat fee is common for a simple misdemeanor offense like being charged for a speeding ticket. A flat fee usually occurs around $1,000 to $3,000.

Before a lawyer accepts a case, they tend to consider how complicated and serious the criminal act is because they can charge more if it is a felony because it has more penalties and court appearances. Although they charge less for misdemeanor because there is less time and work for it. Lawyers who excel and are highly experienced tend to cost more than lawyers who have lesser experience.  To find out if the lawyer is reputable then it is best to find their credibility through their previous clients’ comments and their skill during the first consultation especially on how they carry themselves. This way, you know that your money you are going to spend on the attorney will not go to waste.

The defendant’s income does depend on how a criminal defense attorney costs because it seeks if the income is eligible for an attorney appointed by the court. These qualifications will depend on whether they will get a public defender or if the defendant can hire their own. The lawyer you chose can also hire investigators and witnesses to improve the credibility of your evidence. For example, the attorney will hire a psychologist to prove the defendant’s insanity.

The lawyer’s billing has two types: hourly billing and case billing. An hourly billing is billed by the hour whenever the lawyer works on the case. It also depends on how much the lawyer charges per hour but on average it costs $200 an hour. Though some clients pay about $100 to $150 an hour and some go all out and pay $300 to $350 an hour.  Though other expenses such as subpoena fees, copying fees, and more. An advantage of an hourly billing would be if the case finishes quickly then the client gets to save more if he considers the flat fee. However, of course, the disadvantage of this would be if the time gets lengthy then the case gets costly. The second type of billing is case billing. It is the opposite of hourly billing because it is a fixed fee. The lawyer can charge $1,500 for a criminal act and the fee will not increase nor decrease and of course it also has advantages and disadvantages. The advantage of case billing is that there is certainty because of experience, they know how much the cost will be. However, a disadvantage of this would be if the case finishes quick, then the client may feel like they have overpaid for that certain case because they cannot change the said fee no matter how quick and less complex the case is.

Moreover, there is another fee called retainer fee, this is applicable to the hourly billing and the case billing. Lawyers want their clients to pay up front before they begin the case. For example, for an hourly billing, the lawyer charges $200 dollars an hour therefore, the lawyer will have to ask the client to pay $2,000 up front in order to start working on the case for 20 hours. And the lawyer should assure the client the hours that they have been spending time to work on the case.

If the client has a difficult decision whether to hire a criminal defense lawyer or represent themselves, they should always consult a defense lawyer if they can release themselves against this criminal act. However, a criminal procedure is something that is complex and severe and requires an experienced lawyer, so it is required to hire a criminal defense lawyer before responding to any criminal procedure especially if the client gets charged of any criminal suspicion. It is very important to consult an experienced lawyer first before going into any court trial.

To conclude, hiring a criminal defense lawyer can cost a lot of energy, time, and money and even during the whole procedure it can be exhausting.  an hourly billing rate on average is about $200 however the case billing rates depend on the lawyer’s charge. Both billings have advantages and disadvantages financially, so it is advisable to be certain of how you will pay your lawyer. And with this, you also have to choose experienced lawyers so you can obtain enough evidence to prove the criminal charge wrong.  So, as citizens, especially if you are living in Massachusetts, you have to be aware and careful of your surroundings because it is your responsibility as a person in the society.