That vision came from personal experience. Getting started in this country is hard enough, but like many marginalized Americans and new immigrants, The co-CEO Naveen discovered how much harder it is without a U.S. financial history: she couldn’t get her salary, get a cell phone plan, make a deposit on her apartment, or even subscribe to Netflix without it. For over a century, the U.S. has put up barriers based on race, nationality, gender, sexuality, and more to life-changing tools like credit and debit. It’s not a new problem, but it was time for a new solution, so we built Sable: effortless, borderless banking for a more connected world.