Mortgage AI. A Redesign That Converted Sceptics

Arsène S

Detailed version available on my website:

Mortgage AI. A Redesign That Converted Sceptics

Slashing mortgage underwriting time from 2.5 hours to 5 minutes with AI raised eyebrows — and trust concerns. My job? Make it feel clear, safe, and credible.

📈 Impact

⏱️ Review time dropped from 2.5 hours to 5 minutes
🙋‍♂️ 95% of new users needed no help
🌟 4.56 out of 5 user satisfaction — up from 4.0 target
🧠 Only 2 underwriters trusted it at first. After improvements, 14 of 15 did
💬 AI explanations and visual trust cues reduced scepticism and boosted confidence

🛠️ My Role

Took the product from a raw prototype to a trusted AI tool. Led design across UX, UI, brand, and research — all to make underwriters trust what they see.

💪 Challenges

Users relied on Excel — AI felt opaque and unfamiliar
Early adopters didn’t trust results or know how to verify them
Legacy tools made it unclear what data users really needed
Underwriters needed to scan fast — but also dig deep
Teams worked across continents — sync was hard

💡 Key Wins

✔️ Familiar Excel-like layout — redesigned for clarity and trust
✔️ Progressive disclosure — summaries first, deep dives one click away
✔️ Inline error guidance — faster, calmer resolution
✔️ Monospaced numbers + smart alignment — faster comparisons
✔️ Fully custom component library with detailed spec for devs

Brand & Marketing

Company Website
Company Website

Brand Identity

Led creation of cohesive identity — defined palette, type, logo, brand assets, and developed website (illustration above)

Presentations

I crafted dozens of decks for clients, investors, and onboarding — clear, trustworthy, and value-driven
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Posted Nov 21, 2024

A redesign that made underwriters trust a black-box AI — without tutorials, and without losing speed.

Visual IDE for Complex Credit Decisions
Visual IDE for Complex Credit Decisions
Car Loan Platform. Trusted by 🏆 15+ Top Banks
Car Loan Platform. Trusted by 🏆 15+ Top Banks

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