Longevity and Durability – At its core, stucco is the more durable material when compared to vinyl. You can expect a stucco application, when installed correctly, to last at least 60 years if not up to 100 before it needs to be replaced. This is in comparison to vinyl, which has a life expectancy between 40 to 75 years. Stucco often is a thicker material as well, which lends resistance to both high winds and potentially damaging weather. Although stucco and vinyl are both considered fire-resistant materials, vinyl has a reputation for warping or buckling if exposed to intense heat, while stucco is much harder to damage. Stucco can crack from physical damage, and such damage will require a special kind of repair, but it is rare that the entirety of its siding will need to be replaced.