Today, Dividend Finance is a leading national provider of renewable energy and energy-efficient financing solutions to property owners. But in 2014, Dividend Finance needed to get a working platform up and running fast to successfully run its business. This meant serving multiple stakeholders, such as borrowers, solar installers, investors, and internal employees, with a platform that could do the following: 

Perform credit checks on potential borrowers and provide decision logic. 

Generate complex, custom proposals for borrowers based on variety of personalized factors.

Integrate tightly with Salesforce.

Populate and calculate new data at each step of a project.

Integrate with meter providers to track the amount of solar energy generated by the installed solar panels.

Track loan repayment history.

Unfortunately, its traditionally coded app was not yet close to meeting these requirements in the required timeframe. Airdev worked closely with Dividend to align on the highest-impact features and formalize the project’s scope and designs to hit specific timelines. The goal was to build Dividend a fintech application that it could continue to use and scale beyond the initial build. This was made possible by fully integrating the first version of the application with Salesforce so that Dividend could continue to facilitate key operational functionality, like contract generation and charging customers’ bank accounts. 

Since the initial build, the app has grown substantially in size, complexity, and the number of transactions that it supports. Today, the platform has processed billions of dollars in loan volume and serves tens of thousands of users. 

By developing with no-code, Dividend was even able to improve its business strategy. It wanted to be known as a company that was super-responsive to its customers’ requests for features. With no-code, it could release new features, sometimes on a weekly basis, because it could move quickly on the development front. 

As the company matured, it eventually hired an in-house software development team to build some of the business logic in code. For example, the Bubble application was re-engineered to integrate through API calls with the new, code-based part of the application. In addition, the following complex requirements were added:

Ability for external stakeholders to plug into the application’s API.

SSO integrations with other system, such as a learning management system (LMS). 

A more robust proposal generation process with more complex configuration options.

With Airdev’s help, Dividend Finance was able to build an MVP in one month that evolved and scaled with its own growth and needs. Read more about how Dividend Finance quickly launched their MVP before scaling to process billions of dollars of loans.