Rising health care costs are forcing too many patients and their families to make heartbreaking decisions between paying for life saving treatments, keeping a roof over their heads or putting food on the table. PF Case Management knows that even with health insurance, patients often face high out of pocket costs including copays for doctor visits, coinsurance for treatments, and deductibles that must be met before coverage even begins. Patients may also encounter non medical financial impacts like transportation to treatment centers, lodging for out of town. Air and lost wages. Meanwhile, the everyday costs of living, rent, groceries, utilities don't pause, leaving many patients struggling to stay afloat. For some, this combined financial burden means skipping doctor's appointments, delaying care, or foregoing unaffordable medications. This is where PAF's case management truly shines. Our practical, creative and tailored solutions identify and secure financial relief, from negotiating medical bill discounts and accessing copay assistance to finding help. Through charitable support programs for non medical costs like transportation, lodging and cost of living expenses, we work on behalf of patients to facilitate approval from vital safety net resources that reduce the financial burden and allow patients to navigate even the most challenging medical situations. When Mary reached out to PAF for help, she was 81 years old and overwhelmed by a financial crisis. With our intervention, she quickly secured financial relief and recently wrote to say, as a widow, I found myself. Difficult financial situation The burden of medical bills, including those for my treatments, hospital stays and ambulance services, has been overwhelming. To make matters worse, I also struggle to cover my rent, which takes up half of my total income. BAF's case management assistance and the grant I received has been a tremendous relief. I am truly grateful. No one should have to choose between their health and their ability to afford life. Contact PAF Case Management Today and get the support you deserve.