Compliance and Risk Visibility for Construction Lenders by Toolshed (Data, Automation, AI Agents, Framer, Retool)Compliance and Risk Visibility for Construction Lenders by Toolshed (Data, Automation, AI Agents, Framer, Retool)
Built with Framer

Compliance and Risk Visibility for Construction Lenders

Toolshed (Data, Automation, AI Agents, Framer, Retool)

Toolshed (Data, Automation, AI Agents, Framer, Retool)

BankBuild - Compliance and Risk Visibility for Construction Lenders

Goal

To transform the manual, paper-based site inspection and drawdown process for quantity surveyors (QS) and lenders into a unified digital ecosystem. The objective was to replace fragmented Excel sheets and Word-based reporting with a "property-intelligent" platform that automates financial valuations, tracks planning compliance, and provides real-time portfolio risk visibility.

Our Contribution

Toolshed executed a rapid recovery and scale-up of an initial MVP, moving from a basic data-entry tool to a comprehensive fintech platform:
Intelligent Site Inspection Wizard: Built a multi-step, logic-driven inspection flow that guides surveyors through site standard checks, PD compliance, and photo documentation.
Implemented an automated Valuation Engine that calculates line-item gross/net certified amounts based on project-type weighted percentages, replacing manual Excel calculations.
Regulatory & Compliance Logic: Integrated UK-specific GPDO (2015) rules into the app, enabling automated warnings when a project's "Permitted Development" route conflicts with Article 2(3) designated land or Article 4 directions.
Engineered a "Hard Gate" workflow for planning conditions, ensuring all pre-commencement requirements are marked as "Discharged" in the system before drawdowns are approved.
Infrastructure & Data Modernization: Architected a scalable backend using Supabase (PostgreSQL) with Row Level Security (RLS) to ensure multi-tenant data isolation between different surveying firms and lenders.
Developed an automated data ingestion pipeline to migrate historical project data from fragmented Google Sheets and Drive folders into the structured relational database.
Custom Design System & Frontend Architecture: Transitioned the application from standard UI defaults to a custom-branded "warm fintech" palette in Framer and React, ensuring the interface met the high-end aesthetic expectations of banking clients.
Developed a sophisticated, 5-tab project detail view (Overview, Compliance, Planning, Documents, Inspections) to centralize all project-related intelligence.
Advanced Reporting & API Integration: Implemented pixel-perfect PDF Generation via external APIs to recreate professional-grade valuation reports that include dynamic SVG charts and site evidence.
Laid the groundwork for third-party integrations with Planning APIs to pull real-time application statuses directly into the project dashboard.

Overview of Project Success

By bridging the gap between raw site data and financial certification, Toolshed successfully delivered a production-ready MVP that serves as a single source of truth for construction lenders. The platform reduced the "report-to-drawdown" cycle by automating complex weighted valuations and providing instant compliance flags. Through a collaborative, fast-turnaround approach, we transformed a basic prototype into a robust tool capable of managing both small-scale renovations and multi-million pound "New Build" developments, establishing BankBuild as a pioneer in digital construction finance monitoring.
Like this project

Posted Mar 26, 2026

Built a unified fintech platform that automates construction finance valuations and UK regulatory compliance. Reduced report-to-drawdown time.