The ruling will impact current and prospective students, as well as individuals struggling with student loan debt. Changes to the 10-year repayment requirement for loan forgiveness may affect students planning careers in public service or other qualifying fields. Staying informed about program changes becomes crucial for these students. For those already burdened by student loan debt, the ruling underscores the need for comprehensive reforms to the student loan system, such as interest rate caps, increased need-based aid, and expanded support for borrowers facing financial difficulties.