SmartLender - SaaS Web Application

Project Name: SmartLender Client: SmartLender Inc. Type: SaaS Web Application Industry: Microfinance, Fintech Project Duration: 1 month Role: Product Designer & Full Stack Developer

SmartLender is a SaaS platform built to help microloan businesses digitize and automate their client and loan management processes. The application was developed for a growing microfinance firms looking to move beyond spreadsheets and manual tracking, enabling them to scale their operations with better visibility, control, and efficiency.

Replace manual client tracking with a centralized digital system

Automate loan disbursal, repayment tracking, and reminders

Provide clear dashboards for active loans, overdue accounts, and repayment performance

Ensure secure access for loan officers, managers, and admin staff

Client Onboarding - Quick registration, KYC documentation, and loan history tracking

Loan Management - Loan creation, interest calculation, and disbursal workflows

Repayment Scheduling - Custom payment schedules, auto-reminders via SMS/email

Performance Dashboards - Real-time metrics on collections, overdue loans, and user activity

Role-Based Access - Admin, manager, and field officer roles with permission control

Data Export - Downloadable reports for audits and external analysis

Frontend: React, Tailwind CSS

Backend: FastAPI

Database: PostgreSQL

Authentication: Clerk

Hosting: railway.app, Cloudflare

Other: Twilio (for SMS reminders), LemonSqueezy for payments

80% reduction in manual data entry

Improved loan repayment rate through timely automated reminders

Scalable system now in private beta supporting various clients