Mercado is a mobile app that helps merchants seamlessly accept stablecoin payments (USDT, USDC). It’s designed for small and medium businesses looking for simpler, faster, and more reliable ways to get paid in crypto — and manage those funds just like they would local currency.
Goal
To empower merchants to:
Accept stablecoins easily, without needing deep crypto knowledge.
Manage their treasury (collections, refunds, withdrawals) from a simple mobile interface.
Build trust and transparency with features like 2FA, detailed transaction history, and secure account management.
Challenges
Complex concepts: Many merchants weren’t familiar with stablecoins, wallet addresses, or crypto security.
Volatility & trust: Skepticism around using digital currencies for daily business.
UX hurdles: Designing flows that felt as intuitive as cash or bank transfers, while still handling crypto-specific actions like blockchain confirmations.
Regulatory uncertainties: Needed to design in a way that could adapt to local compliance.
Solutions/Outcomes
-Frictionless onboarding: Simple sign-up with clear steps to verify identity, set up cashier accounts, and secure with 2FA.
Onboarding
-Unified homepage: Merchants can view collections, process refunds, track transaction history, and withdraw to bank or wallet — all in one place.
Homepage
Collections flow
-Smart UX microcopy & visuals: Simplified concepts like “wallet” with familiar language and helpful tips.
Developed a mobile app for merchants to accept and manage stablecoin payments easily, boosting adoption, cutting errors, & making crypto feel as simple as cash.