PESA – Mobile Money Wallet

Nancy

Nancy Abuga

PESA – Mobile Money Wallet for Smarter Money Management

Overview

Pesa is a digital wallet app designed to make mobile payments and personal finance effortless, secure, and accessible. By blending intuitive UI with thoughtful UX flows, Pesa empowers users to link their bank cards, pay bills, and track spending, all within one seamless mobile experience.

The Problem

Traditional mobile money systems create friction in everyday transactions. High fees, limited flexibility, and cumbersome fund transfers between banks, wallets, and merchants make it difficult for users to access money when they need it most. At checkout, forgetting a wallet or facing costly bank-to-wallet-to-merchant transfers highlights the gap between convenience & affordability, leaving users frustrated.

The Solution

I designed Pesa to eliminate these barriers by creating a secure, convenient, and user-friendly mobile wallet. The app focuses on reducing friction in everyday transactions, streamlining onboarding, and providing users with a single hub for their financial activities.

Features

Link Bank Cards: Connect multiple bank cards for easy access and payments.
Bill Payments: Settle utilities, subscriptions, and recurring expenses directly from the app.
Split Bills: Share payments seamlessly with friends and family.
Mobile Money Transactions: Send, receive, and withdraw funds affordably.
Spending Insights: Track expenses and manage budgets in real time.

Outcome

The result is a digital wallet that merges convenience with affordability. Users gain control over their finances, save on costs, and enjoy seamless payments, savings, and money management. For both merchants and individuals, Pesa builds trust and reliability into everyday financial interactions, reducing friction and empowering confidence.
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Posted Aug 16, 2025

Designed Pesa, a mobile wallet application for smarter money management.