Medicare Parts A & B
Kelly McClure
This article was to show the differences between Medicare Parts A & B. Excerpts of the article are below.
As the Medicare Enrollment period approaches, many people within the beneficiary age are uncertain about the differences between the multiple parts of Medicare. This can be an incredibly dauting education, especially for those who have never received Medicare benefits previously...
...Medicare Part A is essentially the health insurance that is provided to U.S. citizens and legal immigrants in the United States by the government. For legal immigrants, this would require permanent residence within the U.S. for a period of 5 years or more. Medicare.com notes that many beneficiaries can acquire Part A services without paying a monthly premium if they worked a certain amount of time under Medicare covered employment; usually 10 years or 40 quarters, and subsequently paid Medicare taxes while working. The ultimate question is, what does Medicare Part A actually include? Services covered under Medicare Part A include inpatient hospitalizations, skilled nursing facility stays, home healthcare, blood product administration, hospice care, and inpatient psychiatric hospitalizations. The caveat with Part A is that beneficiaries are responsible for an annual deductible...
...While Medicare Part A focuses primarily on the facility aspect of healthcare, Medicare Part B covers professional services...The services that are usually provided under Part B include physician services, clinical laboratory services, home health services, and blood products. There are also additional services that Part B covers including certain cancer screenings, an annual wellness visit and a one-time 'Welcome to Medicare' visit with a beneficiary's primary care provider, diabetes screening and supplies, and other diabetic services. Of particular interest, influenza and pneumonia shots are also covered benefits for those who qualify...
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Posted Dec 30, 2021
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