Full-Stack Loan Management System with React & LaravelFull-Stack Loan Management System with React & Laravel
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Loan Management System
Tech: React, Laravel 13, PHP 8.4, MySQL, REST APIs, Role-Based Access Control (RBAC)
Built a full-stack loan management system with separate User, Agent, and Super Admin portals, implementing secure role-based access and approvals.
Enabled agents to onboard users, create loan requests on their behalf, and earn commission based on sanctioned loan amounts, with minimum tenure rules (30+ days) enforced at the API layer.
Implemented an admin workflow to accept/reject loan applications, auto-generate EMI schedules by tenure type, and handle status transitions including settled, waived, closed, and penalty states.
Developed EMI logic to calculate due dates, missed payments, and penalties and surfaced the information in React dashboards for quick decision-making by admins and agents.
Designed normalized MySQL schemas and Laravel services that keep loan, EMI, penalty, and commission records consistent and auditable across the system
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