Sure Drive solves a payment and trust problem for repair workshops. A straightforward repair savings fund would have run into South African lay-by and financial-services rules, so I designed the product differently. Customers pay through the payment gateway and receive Sure Bucks (R1 = 1 SB), a digital credit they redeem for workshop services such as repairs, washes and polishes. Because it is structured as prepaid credit and not a savings or credit product, it avoids the obligations those products carry.