A driver-based model built for lenders, not a generic SaaS template. Disbursements, the loan book, repayments, defaults and provisions all flow from a short list of assumptions, so you can stress-test the plan in minutes.
What you get
A 36-month monthly loan book roll-forward with tenor, pricing and fees
Expected loss, provisions and cost of funds
Income statement, cash flow and funding need
Unit economics per loan and per borrower
Base, downside and upside scenarios on one switch
An investor-ready summary and a walkthrough call
Built in Excel or Google Sheets with live formulas and no hard-coded numbers. I built Amani's own 36-month model for its Hult Prize 2026 submission.
A driver-based model built for lenders, not a generic SaaS template. Disbursements, the loan book, repayments, defaults and provisions all flow from a short list of assumptions, so you can stress-test the plan in minutes.
What you get
A 36-month monthly loan book roll-forward with tenor, pricing and fees
Expected loss, provisions and cost of funds
Income statement, cash flow and funding need
Unit economics per loan and per borrower
Base, downside and upside scenarios on one switch
An investor-ready summary and a walkthrough call
Built in Excel or Google Sheets with live formulas and no hard-coded numbers. I built Amani's own 36-month model for its Hult Prize 2026 submission.