This project explores Riby’s innovative Co-Banking approach to thrift collection, designed to simplify and enhance the savings process for individuals and groups. It outlines how Riby leverages technology to facilitate easy and efficient management of thrift collections, emphasizing features such as automated tracking, secure transactions, and collaborative saving mechanisms. The Riby co-banking approach aims to empower users by providing a modern solution for traditional savings practices, making thrift collection more accessible and organized.