FinSense - AI-Powered NPA Prevention

FinSense - AI-Powered NPA Prevention Platform for Banking AI-powered, post-disbursement loan health monitoring system built for SBI-scale banking use cases. Continuously monitors borrower financial behavior after loan disbursement, scores risk on a 0–100 scale across 4 tiers using XGBoost with SHAP-based explainability, and deploys a conversational AI agent to proactively engage at-risk borrowers 60–90 days before default — instead of only scoring creditworthiness at application time like traditional systems.

Built the FastAPI backend (loan, risk, agent, and dashboard routers), automated risk re-scoring via Celery + Redis, and real-time dashboard updates via WebSockets, with a React + Tailwind frontend for officer-facing risk visualization.