Singapore's OCBC Bank

Emmanuel O

Web Designer
User Researcher
UX Designer
Figma
The Singapore OCBC Bank’s website gives visitors and customers the opportunity to explore the bank’s various offerings.

Methodology

Design Thinking | Heuristic Evaluation | Attitudinal Method | Survey | Contextual Analysis
The task was to identify pain-point(s) experienced by users with the Bank's website and correct it. After a qualitative survey, it was found that:
The Announcement area on mobile devices was too distracting
Repeated Navigation Links for some features on the desktop version was unnecessary
The Contact Us section was overwhelming on both the mobile and desktop platforms
It was also realized that OCBC’s website is 74% dirtier than the lot of websites on the internet as it does not use sustainable energy according to Cabin.

Problem Statement

Daniel, who is a student at Singapore Management University, is in need of an account offering that allows him incur very minimal cost in maintaining the bank account while being offered some benefits

Company Profiling

OCBC offers a range of products and services in the form of Wealth Management, Consumer Loans, Deposit Products and Securities Trading to about three million customers across Singapore, Indonesia, Malaysia and China. In rendering quality service to customers across these four countries, OCBC Bank ranks as one of Singapore’s top three in Consumer Banking, as well as it being a front-runner in Wealth Management and Home Loans.
UX Audit We evaluated the usability and overall user experience of OCBC’s website to know what feature would need improvement and ensure it meets the needs of the users.
User Interview We carried out User Interviews by employing a Qualitative Research Technique. The survey was carried out via an electronic means: Google Forms; and it was strictly targeted at individuals living in Singapore. By doing this, we ensured that we were dealing with the target market of the Bank’s offerings while factoring in regional culture which could influence any number of decisions. From the survey, we were able to gather feedback from users about their respective experiences with the website. After which, we analyzed the data gotten so as to identify usability issues.
Competitive Analysis We compared features on each competitor's website and identified inspirations for Singapore OCBC Bank’s website on mobile and desktop devices. After examination, DBS Group and HSBC Singapore were in close competition with the bank. We concluded on the overall Navigation process to bring a more seamless user experience.
We did not need to draw up from scratch different Information Architecture versions but we concluded on implementing the following solutions in redesigning the Navigation:
Proposed Solutions based on UX Research
Proposed Solutions based on UX Research

Personas

Personas
Personas

High Fidelity Prototypes

Research Validation/Feedback

Some feedback from user testing are:
For the Mobile Version
Version Two is actually the best for the Announcement
For the actual site, the font size could be smaller
Contact Us... could be a smaller font
Contact Us, Investor... could be organized as two columns to take up less Footer space
For the Desktop Version
Login should be more accessible by putting it at the top (above the search engine)
Footer background could be different
The expansion of tab under login could be vertically displayed because there are too many options and it looks a bit messy
No need for there to be a highlights tab if it is the only thing displayed
Making the Announcement area less distracting for website visitors
Removing unnecessary Navigation Links for an improved user experience
Offering website visitors a mindless experience in having a glance at the Bank’s Contacts
Communication is very essential to the success of a project. I realized that clear communication with my colleague would save a lot in both time and resource(s).
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