Budgeting Tool Development for SPENDiD using serverless

✅Start with Who They Are, Plus Where They Want To Be Predictive budgets based on age, job, location, income, and lifestyle.

✅Give Real-World Context Show what similar people spend, save, and struggle with.

✅Deliver Actionable Options Equip users with a realistic cash flow plan—before they sign a lease or take out a loan.

✅Putting Cash Flow Into Meaningful Perspective Peer benchmark data can be a powerful lens through which to view actual or predicted cash flow health. Rest assured, nobody does it better than SPENDiD

Help young people plan their financial future before they make costly decisions. MyBudgetReport simulates real-world budgets using localized occupation-based salary, fair market rent, and lifestyle costs, so users can clearly see what life will really cost and how to stay on track.

Simple 24/7 lead generation without custom development. Embedded on your site in minutes, BudgetWidget uses predictive models and peer spending benchmarks to engage visitors, create connection, and improve financial wellness right from your homepage.

Provide earnings insights for over 800 occupations across various locations to empower informed career decision-making.

Allow users to compare their spending habits by category with those of their peers.

Provide accurate rent benchmarks by zip code and metropolitan area, helping users avoid housing sticker shock.

Set a savings goal and let SPENDiD guide users to the budget they need to achieve it.

Utilize simple built-in metrics to easily assess the user’s ability to pay and relative cash flow capabilities.

🧠 Smarter Than Generic Budgets Every simulation is tailored to real job titles, local rent estimates, and relevant spending patterns.

📍 Location-First Forecasting We help users understand what an occupation pays, and what life costs where they plan to live.

👥 Peer-Validated Spending Insights SPENDiD compares users to others with similar characteristics—age, location, income, and lifestyle.

🔒 Private & Easy to Use No bank connections. No personal data sharing. Just clarity from day one.

🥇 Educational Institutions (Schools, Colleges, EdTech Orgs)

🥈 Student Recruitment & Advising Agencies (Ed Consultants, Visa Advisors, Int’l Admissions)

🥉 Financial Advisors, Credit Counselors, Nonprofit Coaches

🏅 Banks & Credit Unions (Alternative data for underwriting, connecting with Gen-Z)

✅ Workforce Development Orgs & Career Tech (CTE, Apprenticeship Programs)

🏘️ Real Estate Agencies & Relocation Services

📈 Employers & HR/Wellness Platforms

⚡ Fintech Platforms (PFM Apps, Budgeting Tools, Student Finance Startups)

SPENDiD empowers any consumer finance or budgeting app to: