Njangi is an innovative service designed to offer a seamless digital platform for individuals who participate in the traditional African savings and loan system known as Njangi. Our goal is to replicate all the features and functionalities of physical Njangi groups in a virtual environment, making it easier for members to manage their contributions and withdrawals, track group activities, and communicate with one another.

The primary objective of the Njangi project is to create a user-friendly and secure application that faithfully reproduces the experience of participating in a physical Njangi. This includes providing tools for scheduling meetings, recording contributions, managing loan requests, and facilitating group decision-making processes. Our aim is to make the transition from physical to virtual Njangi as smooth as possible, ensuring that users feel comfortable and confident using the platform.

1. User Registration and Verification: Secure registration process with identity verification to ensure the authenticity of users.

2. Group Management: Tools for creating and managing Njangi groups, including inviting members, setting up contribution cycles, and defining group rules.

3. Financial Tracking: Accurate tracking of contributions and withdrawals, with detailed records accessible to all group members.

4. Loan Management: Integrated system for requesting, approving, and disbursing loans within the group, with clear repayment schedules.

5. Communication Tools: Secure messaging and notification systems to facilitate communication among group members.

7. Security Measures: Advanced security protocols, including encryption, two-factor authentication, and regular security audits to protect user data and transactions.

8. User Support: Comprehensive customer support, including FAQs, tutorials, and a dedicated helpdesk to assist users with any issues.