Sovera is a unified fintech

Sovera is a unified fintech platform I built that bridges traditional and digital finance, enabling individuals, businesses, and enterprise partners to hold, convert, spend, and move capital globally. The platform combines regulated crypto custody, virtual bank accounts (US & EU), crypto-to-fiat conversion, high-limit card programs, and multi-signature treasury controls — all through a single seamless experience.

It serves three user segments: individuals managing personal wealth, businesses needing team-based treasury and corporate cards, and enterprise partners looking to white-label the infrastructure under their own brand. Sovera integrates with regulated third-party providers — SAFE Trust Company for asset custody (Wyoming Trust Charter), sFOX for crypto trading and liquidity (FinCEN-registered), and PayCaddy for card issuance (Panama-licensed).

Tech Stack: Node.js · REST APIs · React · Next.js · PostgreSQL · Blockchain/Web3 Integration · Multi-signature Wallet Logic · RBAC (Role-Based Access Control) · Third-Party Financial API Integrations (Custody, Trading, Cards) · Framer (Marketing Site) · AWS · Docker