Led the transformation of the T+1 clearing cycle for shopkeepers into a real-time clearing system, aimed at improving payment processing speed. Collaborated with Mastercard to implement advanced technology, ensuring faster and more reliable transaction processing. Enhanced cash flow and financial efficiency for merchants by enabling instant access to funds instead of next-day settlements. Improved business agility for shopkeepers by providing immediate access to payments and empowering better financial management. Utilized a technology stack that included Java, Spring Boot, REST APIs, Protocol Buffers, Kafka, Pivotal Cloud Foundry, PostgreSQL, and Git.