Getting a home loan is complex and hard to navigate.. OneTwo is a new challenger lender here to reinvent the Australian home loan, putting customers in control of their money, rewarding them with automatic rate discounts and making sure they’re always on our best rate. With rising interest rates, inflation, and cost of living, our money needs to work harder. With an innovative product and features and a proactive, honest approach to money we’re helping our customers get more out of their home loan and create more opportunities in their lives.