A mobile peer-to-peer lending app that helps people start, record, and manage loans between friends, family, and small lenders — with clear repayment tracking along the way.

iOS app

sKratch is a personal / peer-to-peer lending app — it helps people start, record, and manage loans and track repayment. The product covers start a new loan, record a loan, lender info, loan summary, and payments across guided application flows.

This project delivers both the mobile product screens — loans home, the multi-step new loan flow, loan detail with payments, and profile — and a shared design library reverse-built from the Skratch UI Library in Figma.

Lending between people is often informal and awkward — amounts, terms, and repayment status live in texts, spreadsheets, or memory. Users need a calm, approachable tool that makes money explicit without jargon or hype.

The experience had to guide users through currency-heavy, multi-step flows (loan amount, purpose, interest, payback plan) while keeping status clear at every step — who owes what, what's due, and what action comes next.

A mobile-first app with a loans home, a guided new-loan flow (amount → purpose → terms → review), and loan detail with payments. Clear status, pill navigation, and indigo + green-check selection keep financial tasks approachable.

At the center of the work is an interactive living design system — reverse-built from the Skratch UI Library in Figma. It defines color, type, spacing, and every core component, with clickable specimens and an embedded Figma prototype to walk through the app.

What's inside:

Color Palette

Typography

Buttons

Cards

Forms

Navigation

Icons

Messaging