→ Credit pages are a clearly labelled demo with sample balances, cards and statements
→ The treasury runs on a testnet (Base Sepolia). There is no mainnet mode and no live credit facility
→ Demo activity never changes testnet treasury balances
→ Time in the demo only moves when an operator advances it, so due dates and interest are reproducible
→ If a provider isn't set up, the app says so instead of showing fake data
→ A mismatched bank transfer goes to operator review. The demo doesn't pretend to resolve it automatically