Check it out When my wife and I first started looking into buying a home, one of the hardest parts was understanding what the monthly payment actually meant.

Most mortgage calculators gave us numbers, but not enough context. We had to search separately for what each line meant — property taxes, insurance, PMI, HOA, closing costs, cash needed to close — just to understand the real financial picture behind buying a home.

That experience inspired me to create Clear Home Payment as a personal project.

The goal was simple: build a clean, beginner-friendly home payment calculator that helps new buyers understand the real monthly cost of a home before they buy.

I designed and built the site to make the process feel clearer, calmer, and less overwhelming — especially for first-time buyers who may have little or no experience with mortgage payments.

Live project: https://clearhomepayment.com