HarvestIQ is an AI-powered agritech platform designed to close the biggest gaps in the farming value chain: waste, unfair pricing, financial exclusion, and lack of access to modern knowledge. Built on Google Gemini and OPay infrastructure, it gives smallholder farmers a crop scanner to assess quality in seconds, a direct-to-buyer marketplace that removes exploitative middlemen, a multilingual learning hub for practical farming education, and a digital wallet for instant payments and microloans, all in one app optimized to run on low-end smartphones. By putting AI and financial tools directly in farmers' hands, HarvestIQ helps them earn more, waste less, and grow sustainably.