The problem:
Whether renovating a home with a partner, splitting a group trip with friends, or tracking a community project, people resort to spreadsheets, group chats, and mental math to figure out who paid what and who owes whom. Existing tools are either too simple (Venmo splits a total but can't track a six-month renovation) or too complex (Excel requires accounting knowledge most people don't have). Nothing sits comfortably in between — collaborative, transparent, and actually pleasant to use.