Technical Implementation & Solution:
• Real-Time Feature Pipeline: Engineered an ultra-fast streaming pipeline using Apache Kafka, Redis, and FastAPI to compute transaction velocity and device fingerprints on the fly.
• Hybrid Machine Learning Architecture: Deployed an ensemble model combining XGBoost, Isolation Forests, and Graph Neural Networks (GNN) to uncover hidden mule-account rings.
• Explainable AI (XAI): Integrated SHAP values into the decision engine, providing compliance analysts with immediate human-readable reasons for flagged transactions.
• Automated Webhook Routing: Created dynamic webhooks to instantly trigger Step-Up 2FA, soft declines, or outright blocks based on real-time risk scores.