My process starts with understanding the business decision the model needs to support, not just the algorithm to use. From there, I handle feature engineering, model selection (XGBoost, LightGBM, Random Forest, or deep learning where it genuinely adds value), and rigorous validation so the model generalizes to real-world data, not just historical patterns. I prioritize interpretability alongside accuracy, so your team understands the reasoning behind every prediction, not just the output.