Developed KrillPay, a fintech app with 10K+ downloads providing banking access to unbanked migrants. Built with React Native, the app lets users open an FDIC-insured virtual account using just a driver's license — no SSN required. Key features include direct deposit, cross-border transfers (US ↔ Nigeria), P2P payments via Krilltag, scan-to-pay, a branded virtual debit card, and ATM withdrawals. Integrated Open Banking APIs and blockchain-based compliance for secure, borderless transactions on iOS and Android.