Most people calculate their freelance rate wrong. Salary ÷ 2,080 hours = your number, right? Wrong. A 150K salary does not equal 72/hr freelance. Once you factor in:

• Health insurance (around 13K/year on your own)

• 401k match (often 6–8K/year)

• Self-employment tax (15.3% on profits)

• Unbillable time (25–50% of your work) You’re usually closer to a 140–160/hr minimum just to stand still.​

The 1099 Simulator calculates your actual rate before you make the leap. 🔗 ptjxc3mzqc.youware.app Input your W-2 compensation, see your real freelance rate, and compare three scenarios: Hustle Mode, Balanced, and Easy Mode. Built with @YouWare. Not vibes. Just math. #YouWareChallenge